Ads for Mortgage brokers

Purchase and refinance conversations from your market, run inside the lending ad rules.

Ados runs your ads on Meta and Google. You approve every ad before it runs.

Run My Ads is an AI ad service for mortgage brokers and loan officers. Its assistant, Ados, plans, writes and runs Facebook, Instagram and Google search ads for purchase and refinance conversations, set up under Meta's special ad categories for housing and financial products with rates and payments left out, and sends each lead to the broker's own CRM or calendar. It is for licensed brokers who want borrower conversations from ads without hiring an agency, and the broker approves every ad before it runs.

Mortgage ads are among the most regulated on any platform. Ados sets every campaign up under the special ad categories Meta and Google require, keeps rates and terms out of the ad unless you supply the required disclosures, and sends leads to your CRM. Ados makes the ads, you approve every one before it runs, and you can stop any ad any time.

Straight answers

What mortgage brokers and loan officers ask about ads, answered.

How do I get purchase mortgage leads from Facebook ads?

Offer something useful to people starting to buy, such as a pre-approval checklist or a plain affordability guide, and send each request to your own CRM. Ados builds those ads under Meta's special ad categories, keeps rates and payments out of the copy, and asks for your company name and license details for the landing page. It then judges the ads on booked conversations, not form fills.

How much should a loan officer spend on Google ads to start?

Start from what a funded loan earns you and how many new borrower conversations you can handle each week. Pick one loan purpose, purchase or refinance, in the area you lend in, set a daily budget you can hold for a few weeks so the campaign can learn, and judge it on booked conversations and applications rather than clicks. Raise spend only on the searches and ads that turn into applications. Ad spend is paid to Google or Meta from your own ad account.

What Run My Ads itself costs: Autopilot is $49 every 30 days; Done For You is $997 every 30 days plus a one-time $297 setup. Ad spend is on top and is not a Run My Ads fee. Big Spender: a custom plan for big budgets, priced on a call. Book one at runmyads.com/intro. See pricing

What lending advertising rules apply to mortgage ads on Facebook and Google?

Federal lending advertising rules mean that naming a rate, a payment, a down payment amount or a number of payments in an ad brings required disclosures, such as the APR and the loan terms, and the ad must not mislead. On top of that, Meta requires housing and credit ads to run under its special ad categories, and Google asks financial services advertisers to verify in many places. Ados keeps rates and payment figures out by default, so an ad stays general unless you and your compliance team supply the full disclosure.

Can AI write mortgage ads that follow fair lending rules?

Yes, if it is held to the rules. Ados writes about the loan process and the broker, never about who the borrower is, and leaves out rates, payments and approval promises. It sets every Meta campaign under the special ad categories so no one is left out by age, gender or ZIP code, and you or your compliance team approve each ad before it runs.

What is the difference between a mortgage refinance ad and a purchase ad?

A purchase ad speaks to people getting ready to buy and offers a pre-approval or an affordability guide; a refinance ad speaks to owners reviewing their current loan and offers a plain review of their options. They need different landing pages, forms and Google keywords, so Ados runs them as separate campaigns and reports on each. Neither should promise a lower rate or payment, since that depends on the borrower and needs disclosures.

Is it right for you

When Run My Ads fits mortgage brokers and loan officers, and when it does not.

A good fit when

  • You are a licensed broker or loan officer, with your company and license details ready for every page.
  • You can answer new borrower requests the same day and walk people through pre-approval.
  • You want ads that teach and invite rather than quote rates, with you or your compliance team approving each one.
  • You want the ad accounts, and the leads, in your own name.

Not the right fit when

  • You want rate or payment ads without the disclosures lending rules require. Ados will not write them.
  • Your company's compliance team must pre-approve each ad in a process that takes weeks. New versions would wait too long to learn anything.
  • You want someone to call or text your leads for you. Run My Ads runs ads; each lead goes to your own CRM or calendar, and your team follows up.
  • You want to buy leads by the piece. Run My Ads does not sell leads; it runs ads in your business's name, in ad accounts you can see.
Problems we solve

What goes wrong with mortgage brokers and loan officers ads, and what Ados does about it.

Lending ads get rejected or the ad account gets flagged.

What Ados does: Ados sets Meta's housing and financial products categories on mortgage campaigns and keeps rates, payments and approval promises out of the copy.

Where to start: Begin with one pre-approval explainer ad.

Borrowers fill a form and then vanish.

What Ados does: Ados judges ads on booked conversations and applications, and shifts budget toward the offers that get people talking to you.

Where to start: Connect your calendar or CRM so a booked call counts.

Every mortgage ad looks like every other lender's.

What Ados does: Ados builds ads around you on camera and your local knowledge, answering the questions borrowers actually ask.

Where to start: Record one short video answering a common question.

Buying moments

What people ask when they are ready.

The kinds of searches and questions Ados builds mortgage brokers and loan officers ads around.

  • mortgage lender near me
  • first time home buyer loan
  • refinance my mortgage
  • fha loan
  • va loan lender
  • how much house can I afford

Examples of what people type, not search data.

Where your ads run

What Ados does on Meta and Google.

One ad account per channel. Ados plans, makes and runs the ads and reports what each one brought in.

Meta (Facebook + Instagram)

Facebook and Instagram ads under the special ad category, built around guides and pre-approval rather than rates, aimed by location within the platform's limits.

Google Ads (Search + YouTube)

Search ads for lender, loan type and affordability searches, set up under Google's rules for financial services and housing.

Ad angles to test

Ideas Ados starts from.

Examples, not scripts. Ados writes the ads in your words and you approve each one.

How much house can I afford?

A plain calculator or guide, offered for an email.

The pre-approval, explained

What it is, what to bring and how long it takes.

The loan officer on camera

You, answering one common question.

Programs for first-time buyers

The kinds of loans that exist, with no rate claims.

Example ads

What Ados's ads for mortgage brokers and loan officers look like.

Example ads for Ridgeview Home Lending, a made-up business, written to the rules on this page. Yours are written from your own site, and you approve each one.

Example draftsExample

Ridgeview Home LendingSponsored

Getting ready to buy a home? Our pre-approval checklist covers the papers to gather, what the process looks… See more

Your pre-approval checklist
RIDGEVIEWHOMELENDING.EXAMPLEYour pre-approval checklistLearn more

Sponsored

Ridgeview Home Lendinghttps://ridgeviewhomelending.example

Pre-Approval Checklist | Know What to Gather | Ridgeview Home Lending

A plain checklist for mortgage pre-approval, from papers to timing. Ask a loan officer.

Ridgeview Home LendingSponsored

What do closing costs cover, and when are they due? Our loan officer answers in a short video. Then book a… See more

Closing costs, explained
RIDGEVIEWHOMELENDING.EXAMPLEClosing costs, explainedBook now

Sponsored

Ridgeview Home Lendinghttps://ridgeviewhomelending.example

Closing Costs Explained | Talk to a Loan Officer | Ridgeview Home Lending

Short answers to common mortgage questions. Book a call with a licensed loan officer.

Ridgeview Home LendingSponsored

Wondering whether a refinance makes sense for your home? Ridgeview Home Lending walks through your options… See more

Review your refinance options
RIDGEVIEWHOMELENDING.EXAMPLEReview your refinance optionsContact us

Sponsored

Ridgeview Home Lendinghttps://ridgeviewhomelending.example

Refinance Options Review | Plain Answers, No Obligation | Ridgeview Home Lending

Talk through refinance options and costs with a licensed loan officer. Book a review.

Example ad, not a real business, a real client or a promise of results.

The detail

How mortgage brokers and loan officers ads are set up.

Who the ads reach

Under the special ad categories you reach people by broad location with a wider minimum radius, so pick the markets where you lend and let the offer do the sorting. Keep purchase and refinance in separate campaigns with their own pages and forms. On Google, target lender, loan type and affordability searches in your markets, and add negative keywords for jobs, loan officer licensing and loan servicer logins.

The ad rules that bite

Meta requires mortgage ads to run under its housing and financial products special ad categories, which remove age, gender and ZIP code targeting, set a wider minimum location radius, limit detailed targeting and drop lookalikes built on demographics. Fair lending and fair housing laws bar ad wording that prefers or excludes people for protected traits. Lending advertising rules mean a rate, payment or loan term in an ad brings required disclosures, so leave them out unless the full disclosure is there. Your company name and NMLS details belong on the landing page, and implying government backing or promising approval is out. Ados checks each ad's wording for lines the ad platforms are likely to reject; you and your compliance team stay responsible.

Creative that works

You on camera answering one common question, such as what a pre-approval needs or what closing costs cover, beats a stock house with a rate on it. Guides and checklists earn emails from people who are months from buying. Describe the process and your service, never the kind of borrower you want.

The budget ramp

Start with one purchase campaign in your main market, then add refinance or a second market once booked conversations come in. Hold each daily budget for a few weeks, read applications and funded loans once your CRM is connected, and move money toward what turns into applications. Ados moves budget only inside the limit you set.

A typical funnel

From the first ad to a customer.

  1. A question about buying

    Someone searches, or sees a guide in their feed.

  2. Guide or pre-approval page

    With your license number and the disclosures your rules require.

  3. Short application or form

    The lead goes straight to your CRM.

  4. Ados reads the results

    Judged on booked conversations and, when connected, on loans funded.

Run My Ads runs ads. It does not call or text your leads; each lead goes to your own CRM or calendar for your team.

What not to do

Where the budget leaks.

The mistakes and platform rules that cost mortgage brokers and loan officers the most.

Rates in the ad with no disclosure

Quoting a rate or payment can trigger required disclosures under lending rules. Leave rates out unless the full disclosure is there.

Skipping the special ad category

Meta requires lending and housing ads to run under a special ad category, which removes age, gender and ZIP code targeting.

"Guaranteed approval"

It is untrue and it breaks platform rules. Never use it.

Leaving off your license

Your NMLS number and company details belong on the page.

Questions from mortgage brokers and loan officers

Can Ados run Facebook ads for a mortgage broker?

Yes. Ados sets the campaigns up under Meta's special ad categories and builds guide and pre-approval ads. You approve every ad first.

Can my ads show interest rates?

Only with the disclosures lending rules require. Ados keeps rates out of ads by default and leaves that call to you and your compliance team.

Can I target first-time buyers by age?

No. Lending and housing ads in the US cannot target by age, gender or ZIP code on Meta. The offer does the targeting.

Is this legal advice about lending ads?

No. It is general information. Check lending advertising rules with your compliance team.

The angles and funnel on this page are examples to test, not a promise of results. No plan promises results; the one Done For You appointment credit and its conditions are on the pricing page. This page is general information about ad platform rules, not legal advice; check the rules for your state and trade.

Ados runs the ads. You approve them.

Pick a plan, connect your ad account and Ados starts with your first ads for approval.