Ads for Insurance agents

Leads from ads run for your agency, set up under the rules insurance ads run by. Where Run My Ads started.

Ados runs your ads on Meta and Google. You approve every ad before it runs.

Run My Ads is an AI ad service for independent insurance agents and agencies. Its assistant, Ados, plans, writes and runs Facebook, Instagram and Google search ads in the agent's own name, set up under Meta's special ad category for financial products, and sends each lead from those ads straight to the agent's own CRM. It is for licensed agents who want leads of their own instead of buying shared ones, and the agent approves every ad before it runs.

Insurance is where Run My Ads started, so the ads Ados has made so far are for life insurance: mortgage protection, term life and indexed universal life. Ados sets every campaign up under Meta's special ad category for financial products, and the leads land in your own CRM. Ados makes the ads, you approve every one before it runs, and you can stop any ad any time.

Straight answers

What insurance agents ask about ads, answered.

How do I get my own life insurance leads instead of buying them from a lead vendor?

Run ads in your own name, from your own ad account, and send each lead to your own CRM. Ados builds lead ads for the products you write, such as mortgage protection or term life, under Meta's financial products category, with consent wording that names your agency. The leads come only to you, are never shared or resold, and you can see what each one cost.

How much should an insurance agent spend on Facebook lead ads to start?

Base it on your commission on an average policy, how often a fresh lead becomes a sale for you, and how many new leads you can contact quickly each day. Start in the states you are licensed in with one product, set a daily budget you can hold for a few weeks so the campaign can learn, and judge it on booked appointments and written policies, not on cost per lead alone. Raise spend only on the ads that turn into appointments. Ad spend is paid to Meta or Google from your own ad account.

What Run My Ads itself costs: Autopilot is $49 every 30 days; Done For You is $997 every 30 days plus a one-time $297 setup. Ad spend is on top and is not a Run My Ads fee. Big Spender: a custom plan for big budgets, priced on a call. Book one at runmyads.com/intro. See pricing

What is Meta's special ad category for financial products and does it apply to insurance ads?

Yes, it applies: Meta requires ads for insurance offered to people in the US to run under the financial products and services special ad category. That category removes targeting by age, gender and ZIP code, sets a wider minimum location radius, limits detailed interests and does not offer lookalikes built on demographics. Ados sets it on every insurance campaign, so the offer and the creative find the right people instead of the targeting.

Can AI run Facebook lead ads for an insurance agency?

Yes. Ados is an AI that writes, launches and adjusts Facebook, Instagram and Google ads for your agency inside the spend limit you set, and sends each lead to your CRM. It does not contact the leads and it does not sell them; you or your team do the follow-up. You approve every ad, and each ad's wording is checked for insurance wording the ad platforms are likely to reject, such as program, approval and price lines, before you see it.

What can an insurance ad say without breaking state advertising rules?

It can explain what a policy does, say you are a licensed independent agent who compares several companies, and invite people to request a quote. It should not imply a government connection or program, promise approval or a price, use Medicare wording for a product that is not a Medicare plan, or run in states where you are not licensed. Ados writes inside those limits and flags drafts that cross them; your state insurance department's rules still apply to you.

Is it right for you

When Run My Ads fits insurance agents, and when it does not.

A good fit when

  • You are a licensed agent or agency and know which states you can sell in.
  • You want leads that are yours alone, from ads in your own name, landing in your own CRM.
  • You or your team can reach new leads quickly, using consent wording you have had checked.
  • You write products people shop for online, such as mortgage protection, term life or final expense.

Not the right fit when

  • You want aged or shared leads delivered in bulk. Run My Ads is not a lead vendor; it runs ads in your name, and every lead from them is yours alone.
  • You want ads that promise approval, quote a set price or speak of a government program. Platform and state rules do not allow it, and Ados will not write it.
  • You want someone to call or text your leads for you. Run My Ads runs ads; each lead goes to your own CRM or calendar, and your team follows up.
  • You want to buy leads by the piece. Run My Ads does not sell leads; it runs ads in your business's name, in ad accounts you can see.
Problems we solve

What goes wrong with insurance agents ads, and what Ados does about it.

Bought leads are shared with other agents and go cold fast.

What Ados does: Ados runs ads in your agency's name, so each lead comes only to you, straight into your CRM the moment the form is sent.

Where to start: Connect your ad account and CRM, and name your licensed states.

Insurance ads get rejected or the ad account gets restricted.

What Ados does: Ados sets Meta's financial products category on insurance campaigns and checks each ad's wording for program names, approval promises and health and price pairings the ad platforms are likely to reject; Meta and Google still review every ad.

Where to start: Begin with one plain explainer ad for one product.

Cheap insurance leads that never book an appointment.

What Ados does: Ados judges ads on booked appointments and, when connected, written policies, and moves budget away from ads that only fill forms.

Where to start: Share your booking link so appointments count.

Buying moments

What people ask when they are ready.

The kinds of searches and questions Ados builds insurance agents ads around.

  • life insurance quote
  • mortgage protection insurance
  • term life insurance
  • final expense insurance
  • insurance agent near me
  • how much life insurance do I need

Examples of what people type, not search data.

Where your ads run

What Ados does on Meta and Google.

One ad account per channel. Ados plans, makes and runs the ads and reports what each one brought in.

Meta (Facebook + Instagram)

Facebook and Instagram lead ads under the financial products and services special ad category, with clear consent wording on the form and leads sent straight to your CRM.

Google Ads (Search + YouTube)

Search ads for quote and coverage searches in the states you are licensed in, and YouTube explainers for the longer decisions.

Ad angles to test

Ideas Ados starts from.

Examples, not scripts. Ados writes the ads in your words and you approve each one.

Protect the house

For new homeowners: what happens to the mortgage if something happens to them.

How much coverage is enough?

A short, plain explanation with a quick form.

An agent, not a call center

You on camera, licensed and local.

Plain words, no pressure

What a policy does and costs to look at, without hype.

Example ads

What Ados's ads for insurance agents look like.

Example ads for Harbor Point Insurance Group, a made-up business, written to the rules on this page. Yours are written from your own site, and you approve each one.

Example draftsExample

Harbor Point Insurance GroupSponsored

If something happened to you, could your family keep the house? Mortgage protection life insurance can help… See more

Mortgage protection, explained
HARBORPOINTINSURANCE.EXAMPLEMortgage protection, explainedLearn more

Sponsored

Harbor Point Insurance Grouphttps://harborpointinsurance.example

Mortgage Protection Options | Talk to a Licensed Agent | Harbor Point Insurance

See how mortgage protection life insurance works. Compare options with a local agent.

Harbor Point Insurance GroupSponsored

Harbor Point is an independent agency, so we compare term life quotes from several insurance companies side… See more

Compare term life quotes
HARBORPOINTINSURANCE.EXAMPLECompare term life quotesGet quote

Sponsored

Harbor Point Insurance Grouphttps://harborpointinsurance.example

Compare Term Life Quotes | Several Companies, One Agent | Harbor Point Insurance

An independent agent compares term life options from several companies. Request a quote.

Harbor Point Insurance GroupSponsored

How much life insurance is enough? Our short guide walks through income, the mortgage and the years your… See more

How much coverage is enough?
HARBORPOINTINSURANCE.EXAMPLEHow much coverage is enough?Learn more

Sponsored

Harbor Point Insurance Grouphttps://harborpointinsurance.example

How Much Life Insurance? | A Plain Coverage Guide | Harbor Point Insurance

A short guide to sizing life insurance coverage, from a licensed independent agent.

Example ad, not a real business, a real client or a promise of results.

The detail

How insurance agents ads are set up.

Who the ads reach

Choose only the states you are licensed in, and let the product and the ad do the sorting inside them, because Meta's financial products category takes away the usual dials. Keep each product, such as mortgage protection, term life or final expense, in its own campaign with its own form. On Google, target quote and coverage searches in your licensed states and add negative keywords for jobs, licensing courses and insurance company logins.

The ad rules that bite

In the US, Meta requires insurance ads to run under the financial products and services special ad category, which removes age, gender and ZIP code targeting, sets a wider minimum location radius, limits detailed targeting and drops lookalikes built on demographics. State insurance departments regulate insurance advertising: run ads only where you are licensed, never imply a government affiliation or program, keep Medicare wording out unless you sell Medicare plans under their own rules, and do not promise approval or a price. Lead forms need clear consent wording that names who will contact the person. Ados checks each ad's wording for lines the ad platforms are likely to reject; you and your agency stay responsible for your state's rules.

Creative that works

Plain explainers work: what mortgage protection or term life does, what decides the price, and how to talk to a licensed agent. You on camera, in your own office, builds more trust than stock photos. Keep the form short, ask only what you need to prepare a quote, and keep health questions out of the ad itself.

The budget ramp

Start with one product in your licensed states and one lead form, and give it a few weeks before big changes. Read cost per booked appointment, not cost per lead, because a cheap form fill that never answers costs the most. Raise spend on the ads that book and pause the rest; Ados moves budget only inside the limit you set.

A typical funnel

From the first ad to a customer.

  1. Scroll or search

    A homeowner or parent sees the ad, or searches for a quote.

  2. Lead form or page

    A few questions and clear consent wording that names who will contact them.

  3. Your CRM

    Each lead goes straight to your CRM, and onto your calendar if you share a booking link.

  4. Ados reads the results

    Judged on booked appointments and, when connected, on policies sold.

Run My Ads runs ads. It does not call or text your leads; each lead goes to your own CRM or calendar for your team.

What not to do

Where the budget leaks.

The mistakes and platform rules that cost insurance agents the most.

Skipping the special ad category

Since January 2025 Meta requires insurance ads aimed at the US to run under the financial products and services category, which removes age, gender and ZIP code targeting.

Weak consent wording

If you will call or text a lead, the form must get the right consent first. Get your wording checked.

Ads in states you are not licensed in

Leads you cannot legally serve are money spent for nothing.

Promising prices or approvals

"Guaranteed approval" or a fixed price for everyone breaks platform rules and state insurance rules.

Questions from insurance agents

Can Ados run Facebook ads for insurance agents?

Yes. Insurance is where Run My Ads started. Ados runs lead ads under Meta's financial products and services special ad category and sends each lead to your CRM.

Can I target by age for life insurance?

Not on Meta in the US. The special ad category removes age, gender and ZIP code targeting. Ads reach people through the offer and the creative instead.

Does Run My Ads sell me leads?

No. Run My Ads runs ads for you, and each lead from those ads goes straight to your CRM. We never sell your leads' contact details.

Is this legal advice about insurance advertising?

No. It is general information. Check your state's insurance advertising and consent rules with your own advisor.

The angles and funnel on this page are examples to test, not a promise of results. No plan promises results; the one Done For You appointment credit and its conditions are on the pricing page. This page is general information about ad platform rules, not legal advice; check the rules for your state and trade.

Ados runs the ads. You approve them.

Pick a plan, connect your ad account and Ados starts with your first ads for approval.